Moved to NYC with DH (who's a US citizen) in March, when DD was just 4 months old. I'm currently a SAHM. DH is an academic and has a year-long post here, and then he has a permanent job elsewhere in the US starting next summer (which I knew about before we moved). I also knew that healthcare here was likely to be expensive and bureaucratic, but we managed to get insurance through his work, so we're only(!) paying about $300 a month in premiums.
At the end of May, DD had a severe reaction to peanuts (yeah, we were idiots, gave her some sweet potato that had been in a peanut-based stew) and was in hospital for two nights. Even with insurance, that cost us nearly $2000. We now have Epipens for her, and were told that if we use an Epipen, we should immediately bring her into the ER afterwards to make sure she's ok.
The other night she ate something that seemed to cause a reaction - her lip started swelling up a little. There were no other symptoms - no itching, hives or anything like that. I wanted to use the Epipen straight away, because everything happened so quickly last time, but DH wanted to hold off. And I realised that I was also in two minds about using it, because at the back of my mind was the thought that an unnecessary trip to the ER could cost us $$$. And I feel like a fucking terrible mother, that the cost was even an issue for me, but we just don't have much money at the moment. (We kept a very close eye on her, and fortunately the swelling went down and she's fine.)
If we'd been in the UK, I wouldn't have hesitated, because the cost of emergency treatment wouldn't have been an issue. But this incident has brought home to me just how much I hate living under the US healthcare system. DH has agreed to look for jobs in Europe if Romney wins (because then even the minimal reforms of the Affordable Care Act will probably be out), but AIBU to ask him to start looking now? I don't want the decisions we make next time DD has a reaction to be influenced by thoughts of the cost. (I should add that I've been really homesick here, and have missed the UK and my friends and family hugely, but a major part of that has been the insecurity that comes from not being able to rely on the NHS.)
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AIBU?
...to want to move back home?
11 replies
BabCNesbitt · 18/10/2012 17:03
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