Posted in chat but thought it would be more appropriate here.
I moved in with DP over a year ago into his house. Intention was to set up joint account (which we did) to share the household finances 50/50. We live in a rent free house (comes with DP job), so we have to pay the following; Council tax, tv licence, sky, cleaner, electricity, phone, broadband and food from this account. We both have our own cars, albeit his is expensive one and mine a cheap runabout and we pay for these ourselves and we both have kids of our own, he has 4, I have 1. My child lives with us 90% of the time, his kids live with us 40% of the time. We pay for everything for both sets of children including all clothes, toys, school trips etc. and DP also pays maintenance and I get no maintenance. We both have mortgages on other properties we own which are rented out (mine is my old family home), his mortgage is much higher than mine.
Anyway, the joint account was dependent on him moving the household bills from DD in his personal account into the joint account. He has never got round to doing this, so he has carried on paying for the household stuff from his account and I pay for the food. The trouble is that the food is about £130 per month more than the household bills and I'm starting to wonder if I should ask him to cough up for a weekly shop once a month.
He earns about 55k, I earn about 15k, we both work similar hours.
However, when we go out for dinner or for a day out or have a holiday together, he will pay for the vast majority (or all, if I let him) of the cost, so I have always thought it was "swings and roundabouts" and it didn't really matter. A family holiday for all of us is horrendously expensive as there are so many of us and DP likes to go out for expensive meals when we're on our own without kids.
Now, I am not poor by any means, so this is why I haven't done anything about this before now but I have started to think that I would like to save for uni for my child and /or get myself a pension (DP has a very good pension) and I'm finding I can't because I don't have any real spare income and I am still watching what I spend like I used to as a single parent whereas DP has no qualms in going out with his mates or buying stuff for his kids if he wants to.
The trouble is, I feel a bit petty asking for this but if he had set up the joint account properly in the first place it would have sorted itself out anyway as we would both be putting equal amounts into the pot. Although now I am starting to wonder if 50/50 is fair anyway or if I am being petty wanting to equal out the household finances when the luxuries we only have when we're together are not equalled out?
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5 replies
blowthecobwebsaway · 13/09/2011 13:37
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