I have NC for this- because I refer to my OH as being DH in my regular posts.
I'm embarrassed to admit that even though years have passed, and 3DCs later, he won't actually consider marriage a problem in itself, and may be relevant to my post.
We have been lucky enough recently, to have earned a decent increase to our household income. It isn't life changing but it is enough that (for the first time), we are actually in a position able to save weekly from our disposable income. We have discussed the things we will be able and save to do: home improvements; having weekends away, and saving for a rainy day most importantly- which we've never been able to do before.
I have 2 current accounts. He has 1 Current account, and 1 Savings account.
I said to him, "I think now we can afford to, we should set up a joint savings account now and then we can both pay into it together"
He laughed while saying "No, What's the point of doing that, because there's a Savings account already there, and has been for years. That 'joint bank accounts cause friction', and 'joint Savings accounts are for people who don't trust each other'.
And "since we trust each other, what's the point?"
I have thought a lot, and really quite totally disagree. We've always banked separately, but paid out equally. It has always worked well for both of us :-)
But this feels different. This is money we something we will both be paying into, and as it won't be withdrawn or paid out, it will be able to grow.
So I think it should also have my name on it! And not be put into His already existing empty savings account.
I said this to him. He asked, "Why, do you not trust me?"
And I answered immaturely maybe "Well, do you not trust me?"
I am reflecting stewing on it now, and I'm really annoyed. If a couple are able to save together, then shouldn't it be a joint saving account, if they are both paying into it?
Why, when he won't even entertain the idea of Marriage, should I pay cash into a savings account that is in his name only?
He has already used the "What's the point?" argument for getting Married, and I took that. Now, I just feel a bit vulnerable. It feels like if something unexpected happened, I would have no rights.
I should point out, he is a loving and caring partner and father, and in the years together, has never given me any reason to doubt him.
But now, coupled with the point blank refusal to consider ever wanting to marry me, and now not seeing the point of a joint account to save our future money in, I feel like he's just thinking for himself and his interests, not us as a couple. Even if he's not, it feels like he is.
Please tell me if i am being too sensitive, but WIBU, to actually either Insist on a joint savings account, or just save in my own account? I don't know if I'm more sad or angry TBH.
Sorry for the long post, and thank you for any ideas on what to do
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AIBU?
..to think I might be being a total fool? (Money and Rship). ?
71 replies
QuickNameChangeToRant · 30/09/2015 22:56
OP posts:
Scobberlotcher ·
30/09/2015 22:58
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Message withdrawn at poster's request.
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