Anxiety at an all time high

[Rocklover]

I have started another thread (feeling pretty awful was the last one), because my anxiety has hit an all time high. The dread of my driving lesson this week which I have had since the end of the last one has not allowed me to feel good for the entire week, it is not until Thurs!

Also I made a mega mistake by sleeping with my separated H and not having any birth control available (although H didn't...well finish so to speak ). So now I am terrified that I am pg, and have to now find a chemist that sells the MAP as not all do.

I am supposed to take DD to Mums and Tots today (which I hate, even though no-one is horrible or anything) I just have to do it for DD! Also my Mum was really awful to me about H last night, and basically made him out to be an evil, devious, rubbish father who is "inappropriate" with DD, which is just not true. We are not compatible for each other, but my parents have made him out to be a monster and have made it clear that they don't want him around much after he has moved out.

At the moment I feel so awful, like the world is out to make my life as difficult as possible! As well as learning to drive I am looking for a job and trying to apply for uni (teaching) for 2007 and at the moment I feel like I just don't want to get out of bed.

I am seriously thinking about moving out of my parents house, but I don't know how the benefits work if I was working PT and how I would support DD and me. God my life is such a mess and I can't see any light at the end of the tunnel!! Sorry for the rant, just can't cope.

[mell2]

So sorry to hear this Rocklover. Have you been to your GP at all about how you are feeling?

Hope someone comes along with some good advice soon. Find a chemist, go to Mums and Tots and that will be 2 things you've achieved today. take carex

[mumblechum]

On the moving out of your parents' home point, if you're working more than 16 hours pweek, you'll prob. get working tax credit and child tax credit, housing benefit and lone parent benefit. the first two you apply for thru the inland revenue, the second thru your local authority and the fourth the benefits agency.

[mumblechum]

Oh, and your ex will have to pay child maintenance at 15% of his net income.

[Rocklover]

Thanks for the replies. I didn't go to Mums and Tots but I did get a MAP from the chemist, I am taking DD to babybounve tomorrow to make it up to her! Mumblechum I didn't realise I could claim all that, would it cover some sort of child care so that I can work during the day?

[mumblechum]

Hi Rocklover. I think the idea is that the tax credits are to help pay for childcare. I've never really got involved in the nuts and bolts of it, but I know a lot of my clients work in, say, Tesco and earn £600 pm part time, then get another £500 or £600 pm tax credits. There's a tax credit hotline run by the inland rev. I presume they're pretty busy, so maybe there's an online calculator you can use. I'd try Googling "tax credit calculator" and see what happens.

[divastrop]

i'd just like to add that there is a site about tax credits,but last itme i looked it was being updated.i used an online tax credits calculator on a site called entitledto.com,i think it was called that anyway!
if u move out of ur parents befre u get a job or if u get a job thats less than 16 hours a week then u can claim income support as a lone parent,and u normally get all of ur rent and council tax paid if u get income support.
the best thing to do is go to ur local job centre plus and speak to somebody as they can give u the forms or the phone numbers u need to ring.
i dont know what ur financial situation is at the mo but i had to live with my mum for a few months when my ds and dd1 were little(i had split with their father) and i was getting income support as a lone parent then,so it may be that u'd be entitled to benefits now.