.... would it go against you if you had been overdrawn in the last few months or got a bit of money on a credit card?
DP and i want to sell our property (we have a 2bed, would like a 3bed & something with a bit of a garden) but we have nipped in the overdraft a few times.... only by about up to about £400 max.
i also have £1500 on a 0% credit card. no payments on mortgage/utilities etc have ever been missed. we have savings but never think its worth taking money out of an ISA to cover going a few hundred quid overdrawn when it gets paid back on payday anyway. also should i pay the £1500 on the credit card off before applying for a bigger mortgage even if it is 0%?
sorry about the stupid questions & rambling....any advice greatly appreciated!
thanks
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5 replies
cookoos · 24/11/2014 23:24
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