I have basically had a phone call from my insurance saying someone is claiming against me for a hit and run! I assured my insurance it wasn't me as I would have defanatly stopped if I hit anyone! When I got off the phone I checked the date on my work rota and I can prove I was in work that day but can't for the life of me remember if I drove, got the train that day or got my boyfriend to drop me off as he might of had the car (he only occasionally uses the car as its mine and normally he's in work anyway) today I recieved a letter from the police !! I really don't know what to do because I don't want to say I defiantly had the car if I never and they have cctv of the car but I also don't want to drop my boyfriend in it? we have both said surly if either of us hit a car we would know about it and we are not people to just drive off we would defanatly stop! We know exactly where this road is and it's not a main road or anything it's a little side street, but apperntly whoever was driving has over taken a car, crashed into them and drove off?!? Would someone really go through all this effort of getting the police involved if it was only a tiny bump? So tiny we havnt even noticed ?! Any advice would be greatly appreciated thank you xxx
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Legal matters
Car incident wasn't me but I'm getting blamed for hit and run!?
Heeeeelppppp · 13/07/2016 00:31
Tell your insurance it wasnt you and that you was in work that day. They might send someone to get a statement from you to confirm this, and possibly examine your car to confirm no damage. I investigate this type of thing for a living and its fairly common. Possibly a cloned number plate or someone noted yours down to make a false claim. Just cooperate with your insurer and it should all be sorted. 
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