Hi - can anyone offer any advice on a nightmare we're having trying to buy a house please? Firstly, apologies for the length of this - I'm getting to the end of my tether and would very much appreciate any advice anyone can give.
13 weeks ago, we put in an offer on a house. This property is currently empty.
When we put the offer in, we were in the fortunate position of being able, with a bit of juggling, to buy it before we sold ours. We therefore asked the seller whether he would rather have a lower offer but a chain free, quick sale or wait for us to sell ours and we'd offer the asking price. He opted for a quick sale, we offered £10k under the asking and settled on £8k under the asking (he'd already dropped the price £10k the week before, so we got it for £18k less than it had been originally marketed for. Bargain!)
We got all our mortgage in place, had surveys done no problem - all within 6 weeks. The searches threw up a couple of questions which we posed 7 weeks ago today. All of the questions bar two have been answered. The outstanding ones are around a tree preservation order (we simply need to know which tree/trees) and around his ability to complete on the sale.
The second question has been asked by our solicitor as he has concerns in this respect - I have been told there are 'charges' on the property and a 'restriction in title' which I don't begin to understand. What I do know is our solicitor has asked for a personal assurance from their solicitor that the seller will be able to complete. This was asked for on 19th March and has still not been received, despite our solicitor chasing and the seller's estate agent chasing.
5 weeks ago, we sold our house to a cash buyer, assuring him we were due to exchange on the new house imminently (which we were). Our buyers are very keen on a quick process.
I am becoming increasingly concerned that the sale of our house is at risk due to the unreal delays on the one we're buying. I'm starting to get very stressed that we will lose the sale on this house, or have to rent - neither of which we want to do. We really don't want to pull out of the one we're buying for a number of reasons.
I have two questions.
Are there any 'magic words', short of threatening to pull out that will make the seller/seller's solicitor put some focus on answering this question for us (or at least tell us if he can't complete)? Requests for updates have so far basically gone ignored.
One way forward, we thought, would be to rent the new house to bridge the gap between selling ours and buying theirs. One problem with this I guess would be the legal responsibilities of a landlord, i.e. getting the gas boiler serviced for example. I don't care about this (we won't have it when we buy) but is there a way to 'waiver' this?
Thanks so much if anyone got this far, and for any help anyone can give.
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Any Conveyancing solicitors - help please!
7 replies
Nelly000 · 07/05/2013 21:27
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