My partner has recently divorced. This is rather complicated, so please bear with me, but you will understand why we need help!
Upon issuing the divorce papers to his now ex-wife, she informed him that she had £50,000 of debt. £16k was to a credit card which was in both their names (and therefore his responsibility even though he never used it), the rest is only in her name and relates to loans and credit cards.
My partner could not believe how she hid the debt from him, as she had a very good salary (as did he) and all of their outgoings were paid for by him, leaving the ex-wife with a large disposable income for nights out and holidays (shopping was paid for by my partner). The first we heard of the debt, was when she informed my partner that she had taken out an IVA and that he had to pay half of it.
They had a mortgage together which was a part rent/ part buy. He was paying all of these fees, along with child maintence and half of the IVA (outgoings of more than £900)
We could not afford to pay for the ex-wife's up keep, IVA and child maintenance, so she took on the 'rent' payments of the home. We tried to transfer the mortgate to her name as well, but the bank would not do so because she has an IVA.
We have recently had a child and I am now heading back to work, but with childcare costs, her mortgage, her IVA our own outgoings and my smaller salary, we are really struggling. I have a child from another relationship and I had to sit down with him and tell him that we could not afford to buy him anything for Christmas - after our outgoings, we only have £90 for the whole month.
The ex-wife, still has her salary, receives ctaxcredit and other help. My partner has joint custody of the child who is with us every weekend, half term and school holidays. the ex-wife will send the child to us with clothes that don't fit, so on top of child maintence, we buy new clothes on a weekly basis. What also is upsetting is that ex-wife talks openly of spending money and whilst I don't begrudge her for having a social life, but we are funding most of this, and it seems that we have no way out. Recently her brother moved in with her, but seems to make not contribution to the household. Can anyone offer help or advice here?
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Legal matters
Divorce with huge debt problem
42 replies
PAmummy · 24/11/2012 15:59
OP posts:
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