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Thanks - interesting... Tbh I'm only investing a couple of grand so I'm not really that worried about the return. Didn't realise the odds were so bad though!
BTW.... you should read what MoneySavingExpert has to say about Premium Bonds [http://www.moneysavingexpert.com/savings/premium-bonds here]]. Martin Lewis thinks they're not a good investment and, on personal experience, I tend to agree.
Thank you! Will give it a go.
I'm pretty sure you can buy them in cash at Post Office Counters. Minimum £100.
That's it really. Or do I have to put it in a bank account first and pay by card or cheque?
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