Paperwork - What do I need to keep/what can I get rid of?

[minigirl762003]

So I have piles of paperwork all around the house and it is doing my head in.

What do I need to keep? And for how long?
What can I chuck?

I even have a 2 drawer filing cabinet ready for my paperwork to be all sorted instead at the moments its just got piles of paperwork in it.

Arrgghh help me

Thanks

[QuiteLikely5]

Birth cert
Passport
Guarantees
Deeds


Nothing else

[QuiteLikely5]

You don't need a copy of bills

Ring all your utilities and ask for online billing.

As soon as a letter comes in, read it then bin it

If it's an apt, diary it then bin the letter

[minigirl762003]

Thanks for the quick replies.

What about things like bank statements (have in the last month changed mine to online statements) and things like rent statements???

[WhoisLucasHood]

I have online credit card and bank statements, I keep a yrs worth of pay slips until I get the p60.

I used to keep everything, for no reason other than fear of needing them. I have my most recent bills, water, utilities, insurance, council tax in case of needing reference no's to contact them but nothing older than a year. I'm not sure about rent info though.

[fiverabbits]

Does anyone keep P60's ?

I keep water bill/council tax bill as we have to use them for identity at the council tip.

V5/Car Insurance/MOT

Anything from DWP, Inland Revenue

[specialsubject]

if you run any business (including a rental) and/or do a tax return, keep the documents for 7 years; put each year in a folder and do a one in one out. Plastic box with lid in the loft makes a good archive!

keep:
payslips for a year
receipts, guarantees,manuals for stuff you own
current car documents
house insurance stuff

get statements online!

[janethegirl2]

Need p60s for tax purposes and possible pension queries when you get to pension age.....depends on how your pension works though.

[lozengeoflove]

P60 should be kept for up to 6 years.

[minigirl762003]

Thanks everyone. Will start the clearout tonight