Hello wise ladies of mumsnet!
It appears DH and I are about to be "on the hook" for his grandad's care home costs and I just need to try and understand how it all works so we can deal with his cousin (who isn't the more rational/reasonable person to deal with). Some background....
He currently lives alone but can't do a great deal for himself (careers go in approx 4 times a day to do everything). DH's cousin lives nearby so does the lion's share of the visiting/caring etc. we are very grateful for this as we live a way away and have 3 young children. The grandad has always been close to the cousin and has supported her financially for a long time (despite now being happily married, we believe).
A while ago she took power of attorney over his affairs, again, we are very grateful and don't have a problem with whatever happens with his money as we are genuinely not interested in it.
However whilst we are happy to fund a shortfall in his care costs we are not prepared to continue to fund her as such we have said that in order for us to help with the costs we need to also have more control over his accounts (this is so that we can see if he genuinely can't afford the costs or if it's just due to supporting her). Unfortunately as she isn't rational she doesn't appreciate that now is the time for her to step up and say ok she won't take any more money as he needs it himself.
She has now told us that it doesn't matter what money he has as they won't allow him to pay the excess costs himself (even if he has the money himself) as it has to be funded by a third party. Is this baloney? (It certainly feels like it to me).
There is a particular home he wants to move into (he is there at the moment as he has had a fall and is in there post being in hospital). And we would like him to go there, despite it costing us as it would make him happy.
I am assuming they will means test him at some stage and the costs he pays will be based on this. If he can afford it is there any truth to the third party paying towards the cost?
He doesn't have property and no savings as far as we are aware.
Any advice appreciated.
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Elderly parents
Help needed in understanding funding for care home costs
6 replies
WicketWoo · 16/10/2014 22:04
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