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how can you post vouchers that you sell with insurance?

10 replies

lostinspace2014 · 02/11/2014 07:36

I have sold nearly £60 of vouchers. I am now looking to post them but it looks really difficult to insure them. None of the couriers I have looked at will take them (e.g. hermes - you can insure up to £250 buy not money or vouchers) and royal mail want £6.40 minimum for a letter. Does anyone have any idea of something cheaper? Thanks very much

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FishWithABicycle · 02/11/2014 07:54

Royal mail 2nd class signed-for is covered for £50 excluding cash and costs £1.60 for a letter. I'd go for that and in the unlikely event of a claim you only lose the difference between the value and £50 which is probably bearable.

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lostinspace2014 · 02/11/2014 08:24

Does it cover vouchers? I don't think so. Will go and double check again.

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lostinspace2014 · 02/11/2014 08:30

Just checked unfortunately recorded does not cover vouchers/gift cards:

The Royal Mail definition of money includes:
• coins & Bank notes of any currency which are legal tender at the time of posting;
• postal orders, cheques and dividend warrants uncrossed and payable to bearer;
• unused postage and revenue stamps and National Insurance stamps; Exchequer bills, bills of exchange, promissory notes and credit notes; Bonds, bond coupons and any other investment certificates; and
• coupons, vouchers, tokens, cards, stamps and other documents which can be exchanged in whole or in part for money, goods or services.

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LaurieFairyCake · 02/11/2014 08:31

That last bit says it covers vouchers when exchanged for goods and services

I think you're finr

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Chrissy41 · 02/11/2014 10:04

try special delivery or a courier like Hermes?

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lostinspace2014 · 02/11/2014 20:56

yes special delivery is £7 though and the couriers don't do it. :(

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Chrissy41 · 02/11/2014 21:03

all you can do is send special delivery then. How much p&p did you charge them?

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lostinspace2014 · 02/11/2014 21:40

not much - you can't really charge £7 plus ebay commission and pay pal costs (i,e actual cost £8.50 ish ) to send less than £60 vouchers I think. Never mind.

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Chrissy41 · 02/11/2014 22:50

so you will just have to absorb that cost ad pay it yourself - you can't charge extra for p&p after the auction has ended.

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FamiliesShareGerms · 03/11/2014 10:50

Laurie - the T&Cs are intended to cover situations where you buy something from a shop and have to send the vouchers as payment, not where you have sold them on

I don't think any courier insurance covers cash or vouchers

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