Advise needed please, I am a first time poster and only just discovered MN I have found all your advise genuine and useful so I hope you can help me.
My husband and I have always had separate finances, he moved into the house I have a mortgage on when we first got to together, he has a joint mortgage with his mum and his mum lives in that house.
DH is great with money he will not spend unless he NEEDS something he always knows down to the penny what he has in savings and in his bank, he panics if he goes £1.00 into his over draft and pays his CCard in full each month.
I however am rubbish I spend now and think later, after all anything could happen tomorrow I am always in my overdraft and have £4000 ish on cards all of which I do pay but I live month to month.
The issue is this we are going to move and the mortgage has to be in my name otherwise he has to pay more stamp duty as he has another house, he thinks my mortgage is 10k less than what it actually is, in Jan I extended my mortgage to pay off more debt, I did not tell him as he suffers from extreme anxiety and panic attacks I was fine plodding along on my own but now we have decided to move, tomorrow a financial advisor is coming round and he wants to know all the ins and outs of my fiances and DH will be present.
I have to tell him tomorrow how do I do that, I have thought of writing a letter..I am scared to tell him only because of his ansixty he will freak out and I think it will make him ill, that’s why I have never told him.
How the hell do I tell him. Help
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6 replies
TUNE316 · 31/08/2016 13:21
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