I looked at some of the outgoings that I could change and this is what I did...
- changed contents insurance from £324.81 to £103.48
- MOT at Ford garage instead of where we normally would have gone £35 instead of £54 (and picked up & dropped off car free of charge)
- fixed gas & elec and swapped to cheaper tariff, saving £201.11 a year
- cancelled Weight Watchers monthly pass, £257.40 saved a year
- swapped car insurance from £651.33 to £228.96
Total: £1121.21
Which is going to make a huge difference in the long run over the coming year. All are matching the service or policy we already had as much as possible, so we're not actually downgrading. I didn't do cash back sites, which probably would have helped more.