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Ooh, a mystery cat, how exciting! She sounds very cute Most bengals do have spotty tummies. I think it's the snow bengals ( white with pale beige spots) that don't. But yours will be a cross anyway, if it has socks and bib. The miow thing could be a sign - bengals tend to be very vocal and have a wide range of noises: chirps, squeaks, growls, whines, howls, chatters. Mine never shuts up!
Some other things to check: What colour is her nose? Bengals have brick red noses.
Check her paws. Bengal cats have slightly webbed toes because they are descended from swimming cats.
Does she show interest in water e.g climbing in the bath with you, watching you in the shower, shouting at you to turn the tap on?
Have shown DH: his (layman's) opinion is that she IS part Bengal. Apparently many bengal crosses end up with a white tummy and bib / socks like yours - I didn't know this. We've had 3 in total, all of which were very similar in body shape to yours (although that could be because they are all, err, cats).
The main difference between him and our previous cats (3 white chinchilla persians, one long hair ginger and one deranged tortie) is the persistance. He will miaow for 45 minutes before giving in and accepting he is not going out. He sits watching you do things like open a drawer or cupboard and then starts trying to do it too.
If you dont do as instructed first time the volume goes up.
. The 'paw in the water' thing rings a bell with me, although I think some moggies do it too. And I also recognise the squak, the hunting and the attention-seeking! I am sure she has some Bengal in her.
Have you tried her with this toy? Da Bird. Every Bengal I've ever known has been unable to resist it...
Fluffy I love the F3s....not sure if they're for us, but they are stunning to look at..