Mumsnet Talk

Hi, I have 3dc and I'm 28 years old, so far have been renting privately but I really need a bigger place, and want to feel secure. Is it far fetched to think that by time I'm 35 I'll be able to buy?

I work full time, mt credit is ok I think... I di need to pay off a few debts though.

Sorry if I should have posted this in properties! I wasn't too sure.

If you can pay off the debts, save a deposit, and get a mortgage big enough on your salary, of course you can buy as a single parent!

I'd work backwards: a quick look at the price of the type of house you'd like, in the area you'd prefer, then a quick look on a mortgage comparison site, putting in what you think you'll be able to save as a deposit, and see what numbers it comes out with. Then you can adjust what your going to need to save, or the type / area you could get a house in.

Good Luck!

I've only ever had mortgages on my own although I bought before having children - it's totally do-able if as pp says you can save the deposit etc. Plus at the moment it's harder to get mortgages. My first property was shared ownership which was brilliant - got a far nicer place than I would otherwise have been able to afford just on my salary. Good luck!

I am a single parent and I own my own place. I do not earn a huge amount but I am careful with my money. My mortgage is a large proportion of my income but I budget carefully and manage.

Good luck

Thank you for the luck and advice!

I am a single parent and have just bought a shared ownership property. I really recommend it as i live in an expensive part of London and would never be able to buy a 'whole' property on my own. It allows me to stay in the borough i live and keep my local connections. Have a look at what schemes are available near you.