Council tax - £121 Boys X 2 - £77.38 anything they have wanted mostly toys Car - £232.17 inc breakdown, insurance, diesal Clothes - £46.66 boys and me Coal - £52.16 we have electric as well Entertainment - £60.73 annual subscriptions, tv licence, going out Food - £427.51 inc coffees, takeaways and restaurants Home - £117 inc window cleaning, cleaning and gardening Lotto - £14.66 Me - £67.04 inc hair, make-up, weightwatchers, magazines, dental work Miscellaneous - £142.38 dont know what goes in here and cashpoint Pension - £25.55 Dog - £36.27 inc insurance, food, flee and worming treatment, kennel fees Xmas - £23.77
You've got some great advice on this thread and I'm taking notes!
What I would suggest is that you don't cut out all the fun, relaxing pleasures completely, but budget for them. Allow, say £50/month for a takeaway or meal out. You'll probably get more out of it, too, if it's a treat you look forward to, rather than just a spur-of-the-moment thing...
Oh, and if you limit the eating out/drinking starbucks etc, and start doing the cleaning and gardening yourself, you probably won't need the weightwatchers anymore ;)