to ask for some help PLEASE re tax credits, compliance, i am SO scared :((91 Posts)
split up with ex jan 2012, he left me. but would not tell me where he was living and his mail etc kept coming to the house.
he has now admitted to living with someone just after xmas, and says he has changed his address for everything now. and his mail has stopped coming as much. the only thing he has carried on paying for is the Sky, as i tried to change it into just my name but
well this morning i have had a letter from tax credits compliance saying they have done a credit check which shows that
TWAT exp is still living here. and they are asking for evidence such as bank statements, rent agreements, council tax bills, utility bills and "any other info to explain why i have claimed as a single person". i have most of what they are asking for, but what i am worried about is that the one thing we agreed on is that he would still continue paying my internet and phone line as virgin would not allow me to take it over in my own name (credit score failure) . so that is still in his name.
i am shitting it. i have about 2 weeks to provide that evidence or my tcs get stopped or they will charge me a penalty and the letter even talks about criminal prosecution
i am so, so scared. has anyone else ever had this? what happened? please help.
This thread is a worry.
The previous owners still have all of their 'governmenty' letters sent here - pensions, etc.
Worried that might come back on me..!
I can also prove only my name on the council tax possibly if i rang them and water and that i have not spare money after paying for shopping gas elec etc. and he isnt on the electoral role here either.
Hi, thanks. I know didnt think anything of it the time and definatley didnt think this would happen or would have told him to get them sent to someone elses house instead of mine. We were not married so the only thing i did when we split and he moved out is ring around tax credits, council tax, housing benefit and went on a single claim for income support as we were on a joint claim of jobseekers. Im finally sorting myself out and nearly finishhed my course that i paid for myself to make abetter life for me and my daughter and this happens! The only thing i could ask him for to prove he isnt living with me is possibly a letter from whoever he rents land from to stay in his caravan there but still not sure this will be enough evidence apart from them coming round and seeing none of his things here!
This happened to me also, x-h moved out
eventually but kept his name on the sky & phone bills. I had a letter from the tax credits about compliance. I had told them when he moved out and was claiming as a single parent. The idiot x-h had then applied for credit using my address!
I rang the tax credits and explained again that he had moved out, they asked me to supply proof that he wasn't living with me. I sent them photocopies of letters from my solicitor stating I had instructed her to start divorce proceedings. There were no problems after this. HTH
Gem gem, I think you need to put a stop to your ex using your address for everything, especially loans! It's nice of you to want to help him out but I think this is going to backfire on you in the end.
I also will help my friends out if I can but the last thing I will do is jeopardise the money that I and my children live on.
I'm sorry I can't help anymore than that, I don't actually know anything but your ex using your address for these thing rang some warning bells.
Hi, i know this is an old thread but I am having the same situation as alot. I have recieved a letter saying they need to check whether i have another adult living with me. My ex partner and i split in 2012 (we also have a child together) and i rang tax credits housing and everything within the week. He has never had a permanent living address as he has been living in his caravan so all his mail still comes to my house and he has also been using my address for hospital, doctors, dentist, phone, loans and everything like that, i thought it would be ok as we are still on very good terms and we are still very good friends and i would do this for any of my friends. I pay all the bill in my house but gas and elec are prepayment so dont get letters with those. All other bills in my name, i have bank statements proving all my money comes out for shopping etc. ( i am not yet working as i am studying to become self employed). He also still comes round quite alot obviously to see his daughter, i dont allow my daughter to stay with him in the caravan as i dont think its safe enough for her. He does stay on the odd occasion but this is only once or twice a month on the couch. Im just wondering what happens from here if anyone knows please, i need to send bank statements bills etc but does anyone know what will happen after that? After reading these its looking like they are not going to believe that he is not living with me and we are not a couple. Help appreciated thanks x
Lol. The only joint thing I had with XH was mortgage and that is common after divorce as it takes time to sort out.
He caused me so much crap by not changing his address. He had been gone for six months by then!
Well done on staying away from Google.
thank you skye
have not googled at all today
and i must admit, when i read all the stuff online, i did suspect some of them were not exactly being truthful, there was stuff like they still had rent / mortgage in joint names, "ex" was paying money into account (other than maintanance) and "ex" was sleeping over occasionally and some were even PREGNANT by the "ex"
mind you a lot i found was from netmums
please dont worry too much. and stop googling! There are just as many stories where it turned out ok. and remember that people do lie, so a lot of the ones where the credits were stopped, may well have been done for good reason.
like you say, you can prove it, so try to put it out of your head for now and dont expect to hear anything for a couple of weeks, or you will drive yourself mad
yes i definitely feel helpless cosie
i actually rang this morning when they opened, and told them i had sent my stuff off. the lady i spoke to was really kind and friendly, and even had a joke with me when one of my kids were shouting at me while i was on the phone (am hoping thats a GOOD sign that she sounded so friendly and relaxed??!... )
i also asked if when they did a search on ex's new address, did they find him there? wasn't sure if she could tell me due to data protection, but she told me they DIDN'T find anything and this is why they need the extra stuff
so now i am shitting as they HAVENT found him at new address. so i have rang ex in a panic and he ASSURES me he HAS had everything changed over. and to be fair, i have had no mail for him for a good few weeks now. he has also told me that if necessary, i can send his driving licence / bank statements, phone bill to them (which all have new adress on). but he says he doesnt want to give me them to send unless they ask.
It's likely the feeling of helplessness that's making you so tense.
Why not give them a quick phone tomorrow to check whether the stuff has arrived and whether they need anything else? That way, you have something to do - and who knows what they might let slip when they're talking.
Best of luck.
just bumping again, sorry
to update, i finally sent everything i have off yesterday, which was, tenancy agreement, rent statement, bank statements in my name (along with notes on them showing when i made payments for food shopping, bills, things for kids etc), my council tax bill, my water bill, my housing benefit confirmation, my tv licence bill. all in my name. (i have gas and electric bills in my name but am waiting for them to send me copies then i will send them too).
I also sent a covering letter stating ex and i were not in a relationship, living apart, financially separate and that he is in a new relationship.
but still i am scared it is not enough because of ex only living at his new house last few months. so what if they want me to explain prev months - i don't know where he was, i just know he wasn't HERE!! also i doubt he will be on electoral role there or council tax at his new address as he is basically just shacked up with this woman, there is no rent agreement or anything
been doing loads of searching online and keep finding loads of horror stories where they have not believed people and they have ended up owing thousands. i cant stop looking
i am sick with worry, i can't sleep and i can't eat. i am like a zombie. i do not know how i am going to get through the next few weeks as i have heard it can take weeks for them even to get back to you
Lol thats ridiculous skyeblue
and thats what i mean, my single claim only started jan 2012, prior to that was a joint claim, but they are suggesting it was a single claim the whole time but ex was here and they KNOW that because they were paying us JOINTLY
My letter referred to my single claim for the year ended 5 April 2012, but I didnt start my single claim until 8 April 2012! So the letter was totally wrong anyway.
and they told me to ring them by January 2012. This was in December 2012 lol. I dont actually own a time machine
haha yes please socks
they were implying i was lying about mine and ex's relationship
i thought of something else - i don't know if its relevant. but on the letter, it said, re your single claim of 2011 - 2012 and 2012 - 2013 . Between Jan 2011 Up until January 2012 - xp WAS living with me, and we did have a Joint tax credits claim. i wonder if that could have anything to do with it
i wish i could win the lottery so i no longer had to claim anything. i would ring them and tell them to stick it up their arse
What lying that Tax Credits were after you, or lying that your X didnt live there ? some people are total knobs./
Sadly Tax Credits have done this to a lot of innocent people and caused a lot of stress, which has been made worse by the fact that most people cant get through to them on the only phone number that they give you.
In my case, my XH left in April 2012 and I made a single claim then. Our joint claim for current year was for 3 days....
Because XH didn't change his address on most things, simply redirected the mail, it meant that this was showing as his address, when he hadnt lived here for almost 9 months by then. and of course, it was still a joint mortgage as it was in the process of being sorted out.
If you can get everything in your name that would be great, and if not, then just explain in the letter to Tax Credits that it is still in your X name for financial reasons. Do you pay it? It could be in his name, but the payment could come from your bank account.
Want me to go over and call them a cunt?
oh thank you skye thats very helpful
i posted for advice on
mse another forum as well and got some horrible person suggesting i was lying, really upset me
link to our thread back in December, in case there is anything useful on there
oh god skyeblue that must have been so stressful trying to get through christmas. glad you are sorted now.
and thanks sock returning that has cleared things up, i can safely say none of those apply to me.
Actually evidence would be something like,
You living beyond your means
Him applying for load ect at your address or just using it with companies
Financial links other than maintainance on your acc.
Statement from either of you confirming certain actions like making plans together sharing chores stuff that would indicate your still in a relationship,
A report from someone else.(that gets proven)
As well as a few other things
Please try not to worry about it. Once I posted the stuff to them they got in touch after a few weeks and said the case was closed and they were happy he wasnt here. I had to go all through Christmas not knowing if my payments would stop.
Just get all the info you can on his new address, send to them by recorded delivery and then all you can do is wait I'm afraid.
But please don't let it worry you. There were a few of us having the same problem and we were all ok.
oh god i hope it doesn't come to that. i am probably over thinking it as i know i have nothing to hide but i know what these people are like, i know they are trying to get everyone to stop claiming and i feel like they will do anything to meet their targets etc. i feel powerless.
what would they class as actual evidence? do you mean if they are filming outside my house or something because if so they will soon see theres no one else here!
They cannot decide that unless they have actual evidence and if they do you claim special hardship payments until its sorted out.
thank you - will have a look at the credit stuff
skyeblue - sorry to hear it happened to you too. how long did it all take to go through? its the waiting i feel like i can't cope with. its making me ill
i am thinking about going to the doctors because i keep crying all the time and i can't eat or sleep. i need to be strong for the kids but i am being so crap, and none of this is their fault
and what happens is they decide he IS living with me and stop everything? he ISN'T living with me so isn't going to suddenly come back and start paying my bills etc
god i feel ill
Join the discussion
Registering is free, easy, and means you can join in the discussion, get discounts, win prizes and lots more.Register now
Already registered with Mumsnet? Log in to leave your comment or alternatively, sign in with Facebook or Google.
Please login first.