Threads

See more results

Topics

Usernames

Mumsnet Logo
Please
or
to access all these features

Mumsnet has not checked the qualifications of anyone posting here. Free legal advice is available from a Citizen's Advice Bureau, and the Law Society can supply a list of local solicitors.

SPREADSHEETS for : Debt Control, Budgeting, Mortgages etc
210

TalkinPeace · 03/02/2014 19:52

The best way to get finances under control is to see what impact decisions will have.
But lots of people do not enjoy writing spreadsheets.
I do.

Credit Cards
If you pay the minimum on a credit card, it will take up to 18 years to pay off.
With a couple of really simple steps, you can clear those debts in a fraction of the time.
Input your numbers here
docs.google.com/spreadsheet/ccc?key=0AiZqlQ7-gn07dHRoTXA5Qnlld25UWkw1TEhZZk9IYVE&authkey=CMjc4JEB&authkey=CMjc4JEB#gid=0

Mortgages
Lots of people have mortgages where they are only paying the interest, without fully understanding that this means they are only really renting their home, rather than paying off the loan.
Have a look at the implications here
docs.google.com/spreadsheet/ccc?key=0AiZqlQ7-gn07dDN4clg5OXhLMGJWbHZhOEo4UTJINEE#gid=0

Budgeting your income and expenditure
Its easy to firefight rather than plan when life gets tight.
This spreadsheet puts spending by order of necessity so makes it easier to see where you are
docs.google.com/spreadsheet/ccc?key=0AiZqlQ7-gn07dFRwOFJENmVzX1RHR05UMGtIYkltcWc&usp=drive_web#gid=0

All of the spreadsheets are a general resource - feel free to download them to your own computer and make use of them.

Please do not damage the master copies - but I do check them every week or so.

If there are any spreadsheets that you would like me to write, ask and I'll see what I can do.

As a slight aside, here is the link to my Ebay Me page all about the tax side of running a small business
members.ebay.co.uk/ws/eBayISAPI.dll?ViewUserPage&userid=talkinpeace

OP's posts:
Please
or
to access all these features

INeedNewShoes · 28/08/2016 16:32

Thank you Talkin

I've got records of all my expenditure, but obviously it will stand me in good stead to get them properly spreadsheeted asap.

Smile

Please
or
to access all these features

Anchovies12 · 31/08/2016 12:49

Thanks so much for these - finally dragging my head out of the sand!

Just wondering if you could check the link to the credit card spreadsheet. Next step is to face up to the fact I have got a tonne of cc debt that is getting the minimum payment :(

Please
or
to access all these features

Anchovies12 · 31/08/2016 12:53

Sorry have sorted it Blush laptop was being rubbish!

Thanks again Flowers

Please
or
to access all these features

Ta1kinpeece · 30/09/2016 17:39

Bump for debtdrowning

Please
or
to access all these features

AdoraBell · 02/10/2016 17:51

I will try these later, haven't used excel in more 20 years though so might be back for help.

Please
or
to access all these features

Ta1kinpeece · 02/10/2016 20:16

Hi adora
the credit card and mortgage ones are "self driving"
you put your numbers in the boxes at the top, they do the rest

the budget one is harder work, but then budgets are !!

Please
or
to access all these features

Ta1kinpeece · 15/11/2016 22:05

Totally shameless bump for the newcomers to the board

Please
or
to access all these features

TalkinPeace · 11/12/2016 13:25

Its nearly Christmas.
Make sure your cards are working for you, not the other way around

OP's posts:
Please
or
to access all these features

Ta1kinPeace · 04/04/2017 22:01

Damage to sheet repaired
PLEASE DO NOT TRASH IT

THE FCA agrees with my analysis

Please
or
to access all these features

Ta1kinPeece · 31/08/2017 18:14

Spreadsheets mended for the end of summer Smile

The percentage boxes keep glitching ....

1.97% should be typed as 0.0197 to make it work ....

Please
or
to access all these features

AdoraBell · 31/08/2017 22:02

I may be guilty of place marking more than once, I can't be sure. Soz Blush

Please
or
to access all these features

Ta1kinPeece · 01/09/2017 16:43

Does not bother me - I try to bump them back to the top every few months as they really do work Grin

Please
or
to access all these features

Ta1kinPeace · 16/12/2017 18:28

Its nearly Christmas 2017
so if you are planning to sort your finances in the New Year, check the links

Please
or
to access all these features

Ta1kinPeace · 17/12/2017 12:14

@cowardlycustard
so you can see it

Please
or
to access all these features

Note3 · 18/12/2017 19:47

Thanks for these. Just putting children to bed then will sit and put in my data. My budgeting skills are poor so your help I gratefully received thanks

Please
or
to access all these features

Teensandfuture · 20/12/2017 16:52

Hi, want to join the thread and will update with my story when have a bit of time..maybe will be useful to some!

Please
or
to access all these features

shitwithsugaron · 29/12/2017 17:54

Message withdrawn at poster's request.

Please
or
to access all these features

TalkinPeace · 14/01/2018 19:56

@zak202
the links are at the top

OP's posts:
Please
or
to access all these features

Zak202 · 14/01/2018 20:46

Got it! Thanks a lot

Please
or
to access all these features

Laska5772 · 23/01/2018 21:36

bump

Please
or
to access all these features

ShoopShoop · 23/01/2018 22:33

Thanks Laska

Please
or
to access all these features

TalkinPeace · 23/01/2018 22:39

Grin
OP's posts:
Please
or
to access all these features

TalkinPeace · 26/01/2018 15:03

I have mended the Credit Card and Mortgage sheets

PLEASE do not trash them
If you want to make major changes, download to your own computer and play there
DO NOT wreck the main ones

The budget sheet has been utterly destroyed so I'll have to find my original and re write it.

OP's posts:
Please
or
to access all these features

TalkinPeace · 28/01/2018 14:05

Okidoke,
The card sheet took a bit of a pasting just now because people are using it which is great ......

To get your own one of the sheet .....
"File"
"Download as"
TAkes it to your own computer

OP's posts:
Please
or
to access all these features

TalkinPeace · 28/01/2018 15:15

Right, I've made a new budget sheet - linked to a new one I wrote for a client.
Hope its useful.

OP's posts:
Please
or
to access all these features
Please create an account

To comment on this thread you need to create a Mumsnet account.