Good advice from takingflight.
I am a PT, though I do not do any PT work as I prefer teaching group exercise (BodyPump and Boxercise currently). Taking is spot-on in saying that you can’t ‘spot reduce’ fat in specific areas. Nor can developing muscle in that area make the fat go. The belly is a problematic bit, especially for women who’ve been pregnant (not sure if you have) as the skin stretches too so many of us end up with a bit of an ‘apron’ that just won’t go. So the bad news is that losing fat all over is the only way to do it. There’s not much you can do for the boobs- I’ve had to accept my deflated balloons as pay-off for my low body fat % 😄 There has to be an element of acceptance that, while you may be able to make some really effective changes to your body shape, there WILL be things that you can’t change.
As taking says, resistance training is great for fat loss, because the more lean muscle you have, the more calories you burn just in going about your day-to-day life (which is why men lose fat more easily than women). There is also an ‘afterburn’ effect where your muscles are repairing etc after a weights session, all of which needs to use calories, so your metabolic rate can remain elevated for up to 48 hours afterwards! Don’t be afraid to life heavy- you won’t end up looking like Arnie, which I know is something a lot of women fear. You can’t beat deadlifting with a really heavy weight (take advice on this and build up gradually, of course!) for endorphin rush and an all-over muscle workout. I credit that kind of lifting for helping me reduce body fat, and giving me better waist definition.
In addition to that, for cardio I always recommend interval training, so sets of very intense bursts of activity, with short rest periods thrown in. Classes like Spin and HIIT are based around this principal, but you can do it yourself in any cardio activity. Eg, if you went for a run, instead of running at a steady pace for half an hour, you might sprint for 30 seconds, jog for 15. Do a set of 4 of these, for example, and then have a rest/recovery period before repeating up to 8 times. Obviously the lengths of the intervals and rests, and the number of repetitions are all flexible variables, which would depend on the fitness of the participant. There is loads of stuff online about interval training to help you plan a session. If you have a Stopwatch or Fit tracker, it’s a big help.
Good luck Op 🙂