My partner and I both work full time and have a yearly salary of around
£44000 between us before tax.
We put our DS in nursery for 4 days a week which with TF allowance comes to just over £700 a month. My MIL suggested putting him in nursery full time recently as we sometimes have difficulty getting that day covered between grandparents. She said ' it's not like you can't afford it'.
I didn't say anything but 4 days really stretches us! Would you agree with my MIL that this is feasible?
AIBU?
To say we are struggling
Callmepale · 05/09/2022 18:22
Am I being unreasonable?
166 votes. Final results.
POLLEndofdaysarehere · 05/09/2022 21:13
The devil is surely in the detail here, is it £44,000 before tax .
Although if you both earn £44000 then you also get working tax credit, child benefits, UC, and maybe also help with your rent if your in a council property? Discounted gym (if that’s your thing). Then an extra day in nursery isn’t unreachable.
If it’s £44k after tax then your take home pay should be quite ok for one child? Do you live in zone 1 in London?
Your MIL expecting you to find a extra money at the moment is bad timing, we’re all worried, but your OP is misleading.
Callmepale · 05/09/2022 20:22
Just FYI, I have 3 sets of grandparents to cover the one day. All offered to help when DS was born and want to be a constant presence in his life.
We'll just about manage 5 days but it will be hard. I was just surprised by her perception.
SunnyD44 · 05/09/2022 19:35
Obviously it depends on how much your rent/mortgage is but you’re getting at least £3000 a month, so you’ve still got at least £2300 after nursery fees.
If your rent/mortgage is £1000 per month then you’ve still got over £1000 for other bills and food etc which is more than enough.
Is she getting annoyed that you keep asking her to babysit I wonder.
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