I am starting a degree in September and I'm worried that I'm going to really struggle for money when I start.
I work but only part time as the job I have I intend to keep through the whole duration of my course. Due to a slight misunderstanding with the hours/days I'm expected to work, it turns out I'm earning less than I thought I would be. Despite this I really like the job and it is perfect for me in many ways, it fits in with my study days and gives me valuable time to spend with my children that I'm not sure I would get with another job. The hourly rate is very good for the industry I work in but unfortunately the hours cannot be increased.
I'm not eligible for any kind of tax credits, in fact I'm fairly sure I'm not entitled to any benefits at all. My LL has not put me on the tenancy agreement for the place I rent with DP - students apparently 'don't count' for council tax purposes, so he's on the tenancy agreement alone which means I don't think I can claim HB.
I am eligible for student finance and have already applied and been accepted but since I applied the rules have changed and I was going to be entitled to a grant and a loan but now the grants have been scrapped so I've lost out on about half of what I was going to receive.
Dp earns at least twice what I do but he does not support me financially as such, all the things we have to spilt such as rent and bills are spilt 50/50 and everything else I need I will buy myself, he is very much 'my money is mine and your money is yours' due to a very grabby ex who used to make him pay for everything and left him broke so I can't rely on him for money.
What else can I do? Aibu to worry that my wages and the student loan won't be enough?
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AIBU?
To worry about how I'm going to manage when I start studying?
15 replies
Sinkingships · 29/07/2015 11:50
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