The Platinum Cashback Credit Card from American Express®


 Kitting out a nursery? Booking a holiday? Or just going about your day to day activities?

Sign up to the Platinum Cashback Credit Card from American Express and enjoy a generous 5% cashback on virtually everything you buy for the first three months, on up to £2,000 of purchases. 2,4,1

So whether you've got your eye on a new pushchair, are filling the car with petrol or doing a grocery shop, why not get the most from your credit card and maximise your earning potential? The only hard part is choosing what you're going to turn all that cashback into! Terms and conditions apply.

Find out how you can get a Platinum Cashback Credit Card

Representative Example

  • Representative 18.7% APR variable* (APR explained)
  • Assumed Credit Limit - £1200
  • Purchase Rate - 14.0% per annum (variable)
  • Annual Fee - £25.



Below are some of the highlights offered by the Card

  • Double cashback (2.5%) for one month every year if you spend more than £10,000 in your previous 12 months3
  • An ongoing 1.25% cashback on virtually everything you buy from nappies to a new sofa!2,4
  • Complimentary Supplementary Cards for family members, generating even more cashback for your account and giving you more flexibility
  • Manage your account online and on the go.


World class service

Want to receive a service which is just a little bit extra special? Phone, text or email American Express, and they'll be there to lend a hand, giving you peace of mind on your travels, with 24/7 back up if you need it. 

  • Preferred Seating
    Taking the kids out or enjoying some down time? Make your outings stories to share with Preferred Seating from American Express, giving you access to some of the best tickets and tables in town 
  • Global Assist®
    If you're travelling outside the UK, have peace of mind 24/7 with Global Assist®, which can help you with replacing lost prescriptions or luggage, emergency hotel check-ins and cash access, pre-trip planning assistance and more.

Find out more 


Your APR Explained 
As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. Your personal APR for purchases will be 18.7% APR (variable) or 23.9% APR (variable). At least 51% of our customers receive our best purchase rate of 18.7% p.a. Customers accepted at either rate will receive the same level of rewards, servicing and other benefits. 1. Introductory offers are not available to existing American Express Cashback customers. Applicants must be 18 years or over. Approval is subject to status  2. Cashback will be payable to you by us at 1.25% on every full pound spent and charged per purchase. Cashback will be paid by crediting your account during each Card anniversary month on the expenditure that has taken place during the preceding 12 months. 3. An additional cashback of 1.25% on every full pound spend and charged per purchase made during your Card anniversary month if you have made purchases in excess of £10,001 on your Card in the preceding 12 months. Your Card anniversary month is the one month period each year following the date on which your account was opened. See Card terms and conditions for full details. 4. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. 5. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply. American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.


Last updated: over 3 years ago