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Gransnetters share the advice they'd give their younger selves

Senior couple laugh at photo album

We've all wondered 'what if' at least once in our lives. What if I took that job? What if I'd started saving earlier? What if I'd grabbed that opportunity with both hands?

Legal & General asked Gransnetters about the advice they'd give their younger selves if they had the chance. From workplace tips to money-savvy nuggets of knowledge, here's what they had to say.

Put away what you can

Put away what you can

“Every penny counts, so keep saving what you can afford to and don't spend to keep up with your peers – they won't be there when your savings have depleted.”

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It’s never too late to learn

It’s never too late to learn

“Make up your mind what you want from life and just go for it. Get the education and qualifications you need as young as you can, but it's never too late to do so. "

Get to know yourself - and your ancestors

Get to know yourself - and your ancestors

“Ask about your family history even if you aren’t really interested – one day you will be, but by then it will probably be too late.”

No need to hide from the camera

No need to hide from the camera

“You look lovely in that photograph. If you don't think so now, you will in 20 years.”

Start saving early

Start saving early

“I personally would have started a pension plan as early as possible. I put off saving for way too long, because I thought that there was plenty of time, but the years fly by so quickly. I started my pension plan in my mid 30s, which was 10 years too late in my opinion. If I had made myself struggle a wee bit, I would have done so much better. I would advise my younger self to always keep track of your pension provider and inform your provider with address updates (something I forgot to do on one occasion).”

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Live for now!

Live for now!

“I'm a worrier, always have been. I worry about tomorrow instead of living for today. So I'd tell myself to live life to the fullest and not worry about what might happen in the future. I'd tell myself to take each day as it comes.”

Find your niche - and master it

Find your niche - and master it

“I wish I had taken this advice from my old boss – ‘Don’t be a Jack of all trades – be a master of one’.”

Bending over backwards isn’t always best

Bending over backwards isn’t always best

“Don't be a people pleaser! I've lost count of the number of times I abandoned my own plans just to help out someone else.”

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DISCLAIMER: This discussion and page have been created in association with Legal & General. The value of an investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest.