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Although having an actual human baby to look after might seem a long way off, it’s never too soon to start thinking about a rebudget.
It’s a sensible plan to actually try living on a little bit less early doors, in preparation for when the baby arrives and at least one of your salaries takes a hit. Any money you put away while you’re practising for your more frugal life will be a welcome addition once you’re buying the big ticket baby items such as a buggy and car seat, too.
Don’t forget not only to budget enough to see you through parental leave, but also beyond for the first month back at work. You’d be surprised how many parents forget that they don’t start getting paid again the day they return to work.
Of course, if you think one of you might not be returning to work, that’s a much bigger lifestyle change, so again, now is a great time to give it a whirl and see if you could survive.
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