I started my business after my maternity allowance ran out. There is a lot of planning and organising to do beforehand so perhaps you could start looking at all aspects now. You are entitled to national insurance exemption if you have low earnings from self employment, and depending on your household income...there could be some tax credits to top you up while you get established. It is reasonable not to take profit for a year or two as you tend to have your overheads in the early years. Make sure you keep on top of book-keeping and register for tax self assessment. Also look into insurance for yourself and your place of business if that is relevant to your industry. Good luck!!!