Talk

Advanced search

Where do i stand

(13 Posts)
user1491222850 Mon 03-Apr-17 13:43:21

Me and my ex bought a house 2 years ago, the mortgage was in his name however we both lived there. I've now moved out and I am wondering if I have anything to go on with the property? I'm aware in the grand scheme of things I only lived there for two years and it's not a massive amount however do I have any rights to what I contributed when he sells the property?

EyeStye Mon 03-Apr-17 13:45:16

If you were unmarried and it was in his sole name then you are highly unlikely to be able to claim anything if you were just paying towards monthly mortgage payments

user1491222850 Mon 03-Apr-17 13:47:09

I was actually on other household bills such as council tax etc, just not on the mortgage

xStefx Mon 03-Apr-17 13:59:42

No I'm sorry but I don't think you do

JustMumNowNotMe Mon 03-Apr-17 14:02:38

No, only if you are married or if you are on the mortgage. Paying household bills doesn't entitle you to a percentage of the property I'm afraid.

DancingOnTheTable Mon 03-Apr-17 14:05:00

Did you pay anything towards the deposit?

user1491222850 Mon 03-Apr-17 14:12:26

Yes I did. We both saved together to buy the property.

JustMumNowNotMe Mon 03-Apr-17 14:22:50

Then why on earth aren't you on the mortgage?!shock

user1491222850 Mon 03-Apr-17 14:29:22

Because I was on low income, which lowered the amount we could lend. We signed a fixed term contract, and it was due to be reviewed this year but I'm not there now.

Quartz2208 Mon 03-Apr-17 14:31:40

Get legal advice about it, without knowing the full details and paperwork the only way you will know is to get some advice

MadMags Mon 03-Apr-17 14:31:41

It's doubtful that you have a leg to stand on.

Who were you lending money to??

hesterton Mon 03-Apr-17 14:32:19

That doesn't make sense. Why would extra income - however little - lower the amount you could borrow?

Anyway, if your savings went into deposit you do have some sort of claim I would imagine, especially if you can prove it. But you were ill advised not to go on deeds as joint owner.

EyeStye Mon 03-Apr-17 15:32:56

Was the house in his sole name?
If so, were you not advised to protect your deposit at the time by having a deed of trust?

Join the discussion

Join the discussion

Registering is free, easy, and means you can join in the discussion, get discounts, win prizes and lots more.

Register now