Not sure where to post this but last week I went to dfs and ordered a sofa and applied for finance where you pay a monthly amount for 4 years, I gave all my details for a credit check and they said if I was accepted that I would get a text message the day after. If it was declined they would call me. This was a few days ago now and I have had no message and no phone call! I'm assuming I have been declined as they said I'd defiantly get a message the next day if I was accepted. Anyway now I have been googling and have been reading these horror stories about dfs refusing to cancel your order if your finance gets declined and expecting you to pay out the full amount for the sofa? Anyone got any experience of this?