Neighbour wants to use our credit card

(245 Posts)
Stressedout65 Thu 22-Apr-21 19:56:55

Our neighbour, who have their own adult children, have suddenly started to ask us to use our credit card for online purchases & giving us the cash upfront. We have a high credit limit and we pay it off in full every month, so it doesn't make any difference really.
I do find it odd though and slightly irritating. Am I just being a mean grouch if I said no?

OP’s posts: |
GravityFalls Thu 22-Apr-21 19:57:55

What? No! In fact it’s very weird that you ever agreed to this. It’s asking for trouble!

Hoppinggreen Thu 22-Apr-21 19:58:22

No way
I would be amazed if anyone was cheeky enough to ask me this

LizBennet Thu 22-Apr-21 19:59:03

Erm... no 😳

Serialcatmum Thu 22-Apr-21 19:59:11

Why on earth would you agree to this? Totally dodgy. Also, if something happens and you have to claim on your insurance that would be very tedious and hard to explain. Madness.

LoudestCat14 Thu 22-Apr-21 19:59:26

Seriously?! I would be iffy about letting a friend use my credit card, let alone a neighbour. I would decline the next time they ask, saying you didn't mind letting them using it a couple of times but you don't want to make it a regular thing and they need to get their own.

Hendalle Thu 22-Apr-21 19:59:46

Absolutely not!
I’m astounded that they’d even ask you it’s so inappropriate.

KFleming Thu 22-Apr-21 19:59:58

What? Why would you agree to this? Tell them to get their own, or use their debit card

stuckinarutatwork Thu 22-Apr-21 20:00:02

Gosh no. That's odd.
If it's because they have poor credit history and can't get a credit card to use themselves they could suggest they buy a prepaid MasterCard (I'm sure I've seen them in the gift card section in the supermarkets).
I would worry they were money laundering TBH.

megletthesecond Thu 22-Apr-21 20:00:11

No way. Are you nuts?!

AnotherCupOfTeaVicar Thu 22-Apr-21 20:00:17

Really? What would you tell your parents if they asked you this?

Helenluvsrob Thu 22-Apr-21 20:00:29

Money laundering

TakeYourFinalPosition Thu 22-Apr-21 20:00:45


They could get a prepaid debit card, if they don't have one.

I'm not sure that the same protections apply if the transaction doesn't "belong" to the card holder, but it's been a long time since this has been my area.

Shoxfordian Thu 22-Apr-21 20:01:08

Why would you agree to that?

CarmelBeach Thu 22-Apr-21 20:01:21

I'm sorry, what was that again?!

nimbuscloud Thu 22-Apr-21 20:01:22

You’re nuts.
Cancel the card and ask the bank to reissue a new one.

DurhamDurham Thu 22-Apr-21 20:01:31

How did the conversation start? I can't imagine this ever happening confused

KeyWorker Thu 22-Apr-21 20:01:38

Absolutely not. Where are they getting the cash to pay you up front but can’t just bank that cash and order the item themselves?

Springchickpea Thu 22-Apr-21 20:01:47

Yeah this really isn’t your problem. Could be they need to sort their finances out, could be they are money laundering through you. Bizarre anyway.

Bagelsandbrie Thu 22-Apr-21 20:01:49


Weird you’d even agree to this in the first place.

Bobbots Thu 22-Apr-21 20:02:02

What a completely bizarre request, and it’s equally bizarre that you’re even contemplating saying yes. Very odd behaviour.

Aprilx Thu 22-Apr-21 20:02:03

I think it is really weird and cheeky. But I am not sure I understand what is dodgy about it.

HareInTheForm Thu 22-Apr-21 20:02:30

Most definitely NOT grouchy.

I really, really would not do this. What if they decide they don't like the paid for items and want refunds. What if they start saying that the item never arrived and they want a refund? etc, etc. What would the ramifications of this be on you and your account.

Let them get their own credit card.

iknowimcoming Thu 22-Apr-21 20:02:36

Oh lord - do you live next to my in-laws? Won't use their credit cards on the big bad internet but happy to use mine! angry

GravityFalls Thu 22-Apr-21 20:03:04

Well, I’d be worried that they start off giving the money upfront and then it turns into “I’ll pay you next week” and before long they owe you money.

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