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(10 Posts)
showmethegin Tue 28-Jul-20 10:04:38

Hi, I've just had a renewal quote for our 2 year old cat of £27 a month which seems expensive.

Can I switch insurers? Only problem being back in 2018 he had lily poisoning which he received treatment for. He is fully recovered and healthy with no ongoing conditions but would this count as pre-existing condition?

OP’s posts: |
Toddlerteaplease Tue 28-Jul-20 19:48:04

Wish mine was only £27! Mines £75

NoMoreFlowers Tue 28-Jul-20 21:21:20

The lily poisoning would be classed as an accident not a pre existing condition. £27 a month seems reasonable if it's a decent policy

dementedpixie Thu 30-Jul-20 08:27:22

I moved to Bought by Many after my renewal quote from Tesco increasd by a large amount

ivfdreaming Thu 30-Jul-20 08:32:35

Shop around - mine increased year on year even though no claims - I now pay £5 a month per cat via Animal Friends - think I found them on comparethemarket

dementedpixie Thu 30-Jul-20 08:35:25

I've heard bad reviews for Animal Friends. Is the £5 policy a lifetime policy and how much is it for?
Ideally you need a lifetime policy so that if there is a condition you claim for it is not excluded afterwards

ivfdreaming Thu 30-Jul-20 08:42:23

@dementedpixie

I've not had any issues with them but then again I haven't had to make a claim........I'm pretty sure that's for a lifetime policy

user5656 Thu 30-Jul-20 08:43:54

That sounds a lot to me. I have just started a lifetime cover plan for our 18 month old cat for £11 a month and that's with Petplan which wasn't the cheapest.

dementedpixie Thu 30-Jul-20 08:47:44

I pay £21 per month for 2 cats with Bought by Many which is a lifetime policy for up to £15K per year each

BonosSigh Sun 02-Aug-20 18:59:08

Anyone use Sainsburys pet insurance and would recommend?

Sorry for the hijack!

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