I've got a pair of elderly cats (17) whose insurance is up at the end of June. Premiums for the pair will be £800 for the year for what is ultimately pretty limited cover (it's £99 excess, 15% co payment and £2k vet fees limit).
One cat is far more expensive than the other because of a tiny claim of around £200 for treatment for a cut a couple of years ago - hardly indicative of ongoing health issues and I've ended up paying the claim amount in increased premium.
I've spent thousands in insurance over the years, for claims totalling less than £500 - I would have been far better off putting the premium aside and paying. I slightly suspect that vets have a different rate card for insured animals than privately paid in any case.
Do you continue to insure elderly / healthy animals? Should I get them checked up before policy expiry and make a decision based on that? ie if they're still fit as old fiddles with no kidney etc issues, cancel the insurance? (& hope that they continue to stay well away from cars)
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The litter tray
insurance for older cats - to continue or not?
5 replies
ArchieHarrison · 30/05/2019 11:25
OP posts:
Shouldbedoing ·
31/05/2019 09:28
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