Lifelong dog owner. never had insurance. Was stung with last dog who needed cruciate reconstruction which probably cost around £5k. She was an expensive dog who had multiple other health problems and probably cost me over £7k in vet fees. new puppy has arrived. Trying to find insurance, but it seems that by the time you have added the excess, and the exclusions you would be far better just putting money in a saving account and using it if you need it. Finally found a company (pet plan) that seemed to be reasonable, only to be told that the limit they pay out for cruciate recon is £700; this is the main reason we are insuring. If you take a 'reasonable' policy, @ around £50/month over the life time of a 12 year old dog you will pay £7200. there are few dogs that will need £7k of vet fees (that will be eligible under any insurance policy). Except PL, there seems no point.
Please or to access all these features
Please
or
to access all these features
If you're worried about your pet's health, please speak to a vet or qualified professional.
The doghouse
except for public liability, pet insurance is a scam. Someone convince me otherwise.
48 replies
dobedobedobedoo · 29/08/2019 09:24
OP posts:
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