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Bloody Insurance renewals

(6 Posts)
AlaskanSnow Tue 06-Aug-19 11:12:03

Got the insurance renewal through this morning, and it's jumped from £620 for the year to £940. No claims made within the last year, DDog is only 6.

Have compared online with alternatives, and the same cover, with the same insurer is £800. BUT if I cancel the existing policy and take out a new one I have that annoying 14 period of no cover.

I've called the insurers (Tesco) and they just said last year I had a new customer discount and wouldn't match the online price.
I said fine, I'll just get the new policy and start it 14 days before the renewal date so I wouldn't have a gap in cover, but was then told I would invalidate myself by having 2 policies

Does anyone have any other suggestions? I am loathe to pay the renewal, but don't know how to get round it?

I remember last year I switched from John Lewis to Tesco after a similar hike in cost, as they were identical covers both underwritten by RSA, and I think I just crossed my fingers and hoped during the 14 days exclusion period. It make me edgy doing that though!

OP’s posts: |
onyourway Tue 06-Aug-19 11:16:47

Try adding your dog to your house insurance. I'm with NFU and it was so reasonable (and they've paid up since I've had it).

onyourway Tue 06-Aug-19 11:16:52

Try adding your dog to your house insurance. I'm with NFU and it was so reasonable (and they've paid up since I've had it).

AlaskanSnow Tue 06-Aug-19 13:40:46

Oh really, I didn't even know that was a thing!

OP’s posts: |
rideawhiteswan Tue 06-Aug-19 13:45:31

I'd just cancel the old one from renewal and take out another one for two weeks before, in event of a claim you could cancel the new one and stick with tesco. I've not heard of this invalidating both policies I just thought you couldn't claim twice.
But I'm not an insurance expert!

AlaskanSnow Wed 07-Aug-19 14:12:06

rideawhiteswan that is what I'll probably end up doing.

OP’s posts: |

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