We've had DDog 6 years now, and always been with the same provider. We've been pretty lucky with him so far, not needing much in the way of vet fees. When we actually needed them this year they kicked up a fuss about paying out! DDog is 9 now, so the odds of needing insurance are getting greater and we need to make sure we've got the best cover we can afford. So, who do you recommend?