I have wanted a dog for years(8 Posts)
And a recent thread here about how much a dog costs started a conversation between me and a sort of relative ( that's a not complicated and not really relevant)
Now I can't afford a dog. I haven't been able to for years and as much as its upset me, I have never been ok with getting one and not worrying about the consequences
So this 'relative' has said she will get me the 'in my wildest dreams' dog , pay for insurance, and a health club at my local vets. I don't work ( am disabled)
Before I say yes, I need to make sure I really can afford the rest.
Can anyone help me get an actual figure?
The healthy pets club includes flea/worm treatments, microchip, vaccinations, and discount on any neutering and medications or treatments. The insurance is a pet plan policy that covers conditions for life to a high level for each condition. ( relative is a dog owner herself)
I am uncomfortable accepting such a lot from anyone but at the same time it's a chance to own a dog and train and have a loyal friend - I don't doubt my own commitment or how much it would help me. Also I'm very much considering the long term here.
My head is leaping from joy in finally possibly having my dream come true and worrying whether it's actually possible.
It's a medium/large breed of dog.
Obviously food, but what else are essentials and other things that are desirable?
I've got on the list
Crate? 2nd hand maybe?
Am I crazy?
You will need to have available the insurance excess on the policy (usually around £80) and also money for any treatment that isn't covered by the policy (dental for example) and also for minor things that isn't expensive enough to claim for.
Also training classes are expensive so I would budget for these. I think mine were around £100 for a 6 week course plus £4 a session weekly. I also pay for private training but this is because my dog is horrible and im sure yours won't be
As a ball park I have large breed dogs and spend about £30/month feeding each of them a decent quality dry food plus another £10 each for treats/extras.
My dogs don't need lots of stuff but I have found that spending the money on better quality things has been financially better long term. Dogmatic headcollars have been fantastic and also kong toys have lasted mine 3 years so far! Cheap never lasts in my experience. Mine don't sleep on a bed so that would be a waste of money for me but it depends where your dog will sleep and crates are easy to source on gumtree and preloved.
Grooming maybe if it's a dog that needs clipped or stripped?
Daft question. If you are disabled will you need to factor in someone to walk the dog?
PDSA have an area on the website where they itemise costs for particular breeds.
No dog walker needed. Sorry being vague for privacy reasons
Going to look on the pdsa website. sounds like i need to get a kitty of money together
Devils advocate, what happens if for some reason they can't/won't contribute anymore? Would a small breed be a better idea? I have a 8kg mutt who costs about £10 for food and then £23 insurance with pet plan and £10 a month wormer/flea treatment.
Its a very kind offer, but like Imbrian given the lifespan of a dog things could easily change with the relatives situation which could then impact on you. Would you have some contract in place to set out the agreement at the start?
Fostering could be another option as rescues do also have dogs needing permanent placements, it maybe an older dog or one that has/had a health condition that's now un-insurable or other reasons making them more difficult to rehome. Some pay all food/vet bills etc or may expect fosterer to fund food. I've only experience of fostering dogs available to adopt but they tend to end up staying.
I've large dogs 25-30kg and costs £17 for food (budget but good ingredients), insurance £25-70, £5 treats/chews per month. Vaccs £30 & wormers £20 per year, i don't routinely flea treat & never seen ticks. Vet consults are £30 + any meds. Training was £70 for 6 sessions or £20 per hr 1-2-1, if you get into training or dog sports it can get expensive.
I probably buy lots of things i don't really need tbh and i think if you shop savy rather than head to pets at home for convenience then you needn't spend a fortune setting up for dog ownership.
Claims bumps up premiums with our insurer so unless its a big bill we've paid ourselves, i think petplan are better on that front but as they enter old age get a 20% of vet bill excess added. Out of hours vets can be very expensive, £100-200 just to be seen so good to have an emergency fund.
If PDSA eligible that will help but not sure if they just cover basics or specialist treatments too.
I agree with pp and would worry about future costs , fostering is a great compromise , the cinammon trust sometimes have lifetime foster dogs that they pay vets bills / boarding etc for ( I know a lady with a cinammon dog) .
I'm sorry it's taken so long to come back. My phone had an accident with the toilet!
I've spoke again to the relative and had a very frank conversation about the longer term. I did decline her kind offer because of exactly the things that posters have mentioned here. She was a bit upset but understood my reasons.
A couple of days later we met again and she came up with another plan, that even leaves provision for the dog in her will. And she is setting up a standing order to pay for all the dogs expenses. She asked me to donate any left over to an animal charity. I think because she has a dog herself and really understands why I have wanted one for so long she sees it as a such a positive thing for me.
So. I'm currently looking for a new pup. Hopefully by Autumn/ winter I'll have done even more research and found the perfect one.
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