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Can you get an idea of a teenagers car insurance bill -without entering all their data

(11 Posts)
Katymac Mon 20-Jul-15 19:00:20

M parents want to buy DD a car - she hasn't passed her test yet; so I'm wondering if there is a site where I can get a general idea of cost without an actual quote?

& if I can't is there any reason why I shouldn't enter her details as if she had already passed?

ChillySundays Mon 20-Jul-15 22:30:15

Just enter the details as if she has passed - just remember if you go back to a site at a later date that you make sure you change the date. I found prices varied enormously even for what I thought were basically the same engine size just different makes.

If you want an idea go on ebay pick the sort of cars you are likely to go for and put the reg numbers from the photos into the quote. We still do this now when daughter is looking at changing cars. DS will be starting lessons soon so back to square one!

Gymbob Mon 20-Jul-15 22:35:24

I also put in a false date of birth to get a quote.

great tip about the reg numbers

ChillySundays Mon 20-Jul-15 23:08:37

Much easier with reg numbers as the system knows the cars.

Anyone skeptical about how much difference a make of car can make. Two 1.0l cars and insurance was £1,000 for one and £2,500 for the other

Gymbob Mon 20-Jul-15 23:22:46

was that two different makes of car chilly?

circular Tue 21-Jul-15 06:31:49

We bought DD a car to practise on a couple if months before her test. Before we bought it, we checked out the insurance as a learner (with her true details) and also as a newly qualified driver.
Best learner policy was with a specialist company, different company came out best for after passing. Found an annual policy better than the monthly renewables, as it allowed a named driver. Checked the refund terms gave a full pro-rata refund I when cancellation. Even with the £50 broker fee deducted on cancellation. 2 months on that policy still worked out cheaper.
When she passed, re-quoted with replacement company, quote had not changed fortunately. Still paid 2.5 times that of learner, even with a black box.

Katymac Tue 21-Jul-15 10:20:27

We got a quote 3 times the price of the car

So they changed their minds - thank goodness

YouMakeMyDreams Tue 21-Jul-15 10:23:18

It depends on the car sometimes a 1.0l corsa can be more to insure than a 1.4l Renault Megane. It is worth trying a fee options for makes of cars.

Gymbob Tue 21-Jul-15 11:01:59

what company was that with circular?

TheHormonalHooker Tue 21-Jul-15 11:12:16

When we looked for our kids' cars we got insurance quotes on the specific cars we were looking at online before we physically looked at them.

This time last year we were looking for DS2. I got so many quotes, and found 1.0l cars were the most expensive in general. In the end he got a 1.2 Renault Clio, it was £1100 as a learner with Ingenie, it went up by £32 when he passed his test. As he has driven well, he has a black box, the premium has come down to £900ish. We're getting quotes for around £700 for next year.

circular Tue 21-Jul-15 13:25:40

Gymbob Colingwood for the learner Insurance.
Tesco black box once qualified.

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