My 17 year old son has a provisional driving licence. Any ideas where the best deal for car insurance for young male drivers is? I was quoted £7000 to add him to my car insurance....arghhh! What do other mums do?
My insurance refused to quote to add DD to my car. She is taking lessons with an instructor anyway and will plug away at it until she passes, after that I may change to a lower insurance group car, add her but get her to pay the difference.
THe policies that insure the young driver themselves rather than adding them to your policy seem the best bet.A curfew so they can't drive at nighgt might help too.Have also heard of the "black box" thingy that monitors driving - speeding, harsh accelerating/braking etc .
Good luck! We looked into this for our DD anmd that was spendy enough , but for a boy it's just terrible .
Medusa - I know just what you mean. Our son will not be able to buy a car when he passes his test (doesn't need one anyway) and the cost of putting him on our insurance is just out of the question, unless for odd month.
So really no point in him passing; he'll effectively have to stop driving which is just insane until he's 22? when premiums start to go down.
I don't know why we can't continue with insurance as it is, even when he has passed, so that if he drives he has insured driver with him (as now). At least it keeps his skills up and allows experience on motorways etc. If he did that, his insurance should go down!! as he would be driving with a full licence.
There are some insurers who insure new drivers for around £1800 per year. Our DD's boyfriend used one who charged that amount - he had a tracker thingy on his car and couldn't drive it after 11pm or before 6am. Not sure who the insurer was, but will post when I've asked her about it.