I think if you've got great skin then TM is fine. If you want more coverage/ like powder on top then foundation. People who like TM fall into the " just randomly rubbed something on my face" category imo. I realise that is very subjective and harsh but there you go.
You get some very light bb creams and foundation that pretty much mimic tinted moisturiser Estée Lauder,Bobbi brown,Lancôme all do good ranges In term of coverage it's personal choice, tinted moisturiser doesn't mean you care less about your appearance
Tinted moisturiser here. Not because I don't care about what I look like (!) but because it feels better / nicer on my skin and gives me a nice 'glow' while still looking quite natural I think. I add some blusher and mascara, job done.