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Bank account?

(10 Posts)
Messtermind Mon 05-Jan-15 00:07:52

Not sure if this is the right place for this but does anyone know where me and DP stand on opening his son a bank account? We have regular contact but are not the 'primary carers' as such.. Just wondering whether this would be possible as itwould be nice for us to have saved a bit for when he's older and for birthday and Christmas money etc.

ProseccoPrincess10 Mon 05-Jan-15 00:14:01

I'm pretty sure you need a copy of his birth certificate but your DP should be able to get a copy if he is named on it.

Messtermind Mon 05-Jan-15 00:16:14

We've got a copy of the birth certificate.. Is that everything? grin

Funkytown Mon 05-Jan-15 00:17:46

yes that should be all !!

Messtermind Mon 05-Jan-15 00:21:21

Awesome, thank you! smile

yellowdaisies Mon 05-Jan-15 12:11:02

Your DP can definitely open an account for his DS. My DH has opened accounts for his DC, who don't formally live with us.

redredholly Mon 05-Jan-15 14:32:00

I'm interested to know what age your DSC is OP. I was shocked to learn my DSC don't have a bank account - their mum shut down the ones we opened for them!! (ages 15 and 12).

Messtermind Mon 05-Jan-15 20:04:03

18months redred, I think now is the right time because he keeps getting money from relatives etc. and I never know what to do with it! I've had one since young and most kids I know have at least one, to get to 12 without one is v. strange! Yeah not gonna tell DSS's mum about this one or she'll try access it and take all money out etc. rocky relationship!

yellowdaisies Mon 05-Jan-15 21:12:43

If you set up a bank account for a young child it's in their name but there's also a named adult who has control over it. The child's other parent can't access the money themselves.

I would assume that the bank accounts that redholly says her DSC's mum closed down must have actually been the type of account you can open for older children (if you want) that they themselves get full control over. Presumably their mum must have made them close them, as she wouldn't have had any rights to do so herself just for being their mum if she wasn't named on the account.

Messtermind Mon 05-Jan-15 22:44:55

That's good to know yellowdaisie! Thank you everyone grin

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