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Problems opening bank account for DS (20) with MH problems

(5 Posts)
WetAugust Fri 31-Aug-12 19:04:21

Seconding Lloyds. Opened account for DS's Direct Payments with them. They are very good.

RafflesWay Sun 26-Aug-12 22:42:34

Message withdrawn at poster's request.

LunarRose Tue 14-Aug-12 20:53:47

Pretty sure as things stand no bank will open an account without seeing you DS + his id (first direct use hsbc for this i think).

You need to be able to establish legally your right to act on your son's behalf. this is a good website to start from

vodkaanddietirnbru Tue 14-Aug-12 20:34:43

first direct doesnt have any branches so maybe they would be able to open the account online for him.

neuroticmumof3 Tue 14-Aug-12 18:18:16

My DS (20) has MH problems and has been unable to leave the house or speak to anyone on the phone since January. He tried to open a NatWest account online but it said he'd have to go into the branch. I went into the branch on his behalf (I bank there) and they were most unhelpful. Said every applicant has to physically present themselves to the bank to check their identity. I said didn't they deal with people who were housebound due to disability and he said no not really. DS needs a bank account as sadly he's dropped out of uni due to MH problems and needs to claim benefits as he has no income and I can't afford to support him.

Anyone have any ideas or know of any banks who are more disability friendly?

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