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Does anyone know which benefits are counted as income by mortgage companies?

(6 Posts)
LoveBuckets Thu 08-Oct-09 20:59:46

We get Child Benefit, DLA for DS1, Carer's Allowance and Child Tax Credit with disability component.
Which counts when it comes to mortgage applications?

Thanks for any advice.

MetalMummy Thu 08-Oct-09 21:39:55

It depends on the mortgage company. Some of the High street banks won't accept any benefits as income (Nationwide and Britannia don't accept tax credits, Natwest do I think), but other mortgage companies do. Our mortgage is with First National and they did count tax credits as income, we weren't getting DLA or Carers Allowance then though.

LoveBuckets Thu 08-Oct-09 22:06:56

Thanks Metal Mummy. Dh has just pointed out that I could phone them and ask tomorrow <<slaps head and makes probably-offensive with tongue under bottom lip>>

bonkerz Thu 08-Oct-09 22:08:40

carers allowance is counted as income! £2761 per year!

busybeingmum Thu 08-Oct-09 22:10:34

Message withdrawn

busybeingmum Thu 08-Oct-09 22:12:51

Message withdrawn

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