Dd gets dla and direct payments We have debt so have had to go on a debt plan. The direct payment is paid into a current account in my name (cannot be in the child’s name). We have been told due to the right of offer or similar the bank can take the money in the direct payment account....we need this and we can’t lose it to the debts also we can’t move it as it HAS to be in a current account which I’m now not eligible to open anywhere else due to credit rating. So I can’t move the money to protect it...but if I leave it it will be taken and goodness knows what position I will be in then as am meant to account for it all?? What do I do ?
Yes it’s from the LA. It’s already been paid though so I need to do something move it to protect it but the LA were v v strict it HAS to be a current account and HAS to be in my name. I was told if it had been in dds name they wouldn’t be allowed to take it. Will the LA ask for it back though? We rely on it for so much. Maybe they could intervene with the bank? I can’t seem to find anything online about this exact situation so no idea 😳
Yes but because the current account is in my name they apparently have this right to offset or whatever it’s called ? The LA stipulate it has to be paid into the responsible adults account and that it must be a current account. I could only open a basic one elsewhere so can’t transfer it
Sorry I probably wasn’t clear is not included in it. I have a current account for myself which is overdrawn, this debt is part of the plan yet because o have the other account with funds in the bank are legally allowed to take that money to cover the overdraft on my account if that make sense
Rather ironically it has come about because dla was cut yet we had the same costs due to dds disabilities 🙄 so we lost hrc and hrm Plus tax credit premiums. Still jay qualified for DP but they can’t be used for the same things as the dla ....it’s a bit complicated
Waiting for tribunal OMG and these things take forever. Have you got a date?
Hopefully if DLA appeals go the same way as the PIP ones do, most people seem to be winning their appeals. Hope it goes the right way for you. Looking after a disabled child is difficult enough without all this crap as well.