I am more worried , that even though we have the award for quite a few years, if it stops or she went on to lower rate, we wouldn't have a car and than wouldnt be able to afford a decent one or afford to take out much of a loan to pay for one
we have just been through our inspection and Motability are much more understanding about wear and tear. well worth giving them a ring to discuss your concerns. to get a motability car you have to have an award that has a certain time to run(not sure how long)
I looked into this a few months ago but it didn't actually seem like good value at all. The interest rate is high and you have to pay a hefty initial payment if you want anything bigger than a Corsa-sized car. And then what if your mobility isn't renewed?!
Seems ok for people who have a life-long condition that serious limits mobility, but not so good for the likes of you and me with our kiddies who might not get the higher rate in 3 years' time.
I am on my 3rd motability car (for me, it's MY DLA), and I find it isn't a hassle at all.
In the last 2 years they are much less worried about the wear and tear, accepting that lifting wheelchairs in and out or whatever will cause marks and scratches. Any cosmetic fixes can be put right at the end of the lease, when you claim them on the insurance, paying just the excess (£60 if I remember correctly). This doesn't affect your next lease.
Also bear in mind that motability pays for all servicing and insurance, as well as the lease of the car, so that person who said it isn't good value seems to have overlooked that point.
I may go back to buying my own, using DLA to pay a loan next time, but I'm Very happy with motability, and find it an excellent scheme.