Broken up & pregnant help

[Dementeddotcom]

Hi. I’m 33 weeks pregnant with our first baby. We bought a house about 12 weeks ago and we have just broken up. I’m due to go off on annual leave as of next Thursday then straight onto maternity after that. Can someone tell me what my first port of call is? I’ve applied for housing through my local council but no idea what to do next. I’m 20 years old

[formerbabe]

Whose name is the house in?

[Dementeddotcom]

@formerbabe it’s joint - 50/50

[overweightcat]

What @formerbabe said
Is the house in your name? His name? Both?

Will you be selling or would you like to buy him out/vice versa?

[overweightcat]

Sorry cross post but still.

Would you like to buy him our or him buy you out?

[Dementeddotcom]

I literally have no idea? It’s a 3 bedroom semi detached and I would be happy staying in a little flat to be honest so I assume that he would be the one to buy me out? 🤔

[Dementeddotcom]

I’m in scotland if that matters

[LaurieFairyCake]

Well you'd have to agree to do that

You shouldn't go anywhere, you're liable for the mortgage jointly

[Viviennemary]

I don't think you will get LA housing as you already own a house. And as somebody else said you are still liable for mortgage repayments. Could you afford go take on the repayments yourself. It would probably be best if one of you stayed in the house rather than try to sell in this unpredictable market.

[Cloudfrost]

You need to sit down with him and discuss what you want to do about the house. If it gets you nowhere then get solicitors advice

[overweightcat]

Yes second PPs decide what to do about the house first.

Even if you move you will be liable for repayments on the mortgage so you might as well stay there at the moment, unless he wants to buy you out.

[Teedeepie]

Hi OP. Another option if you have family to go to in the meantime whilst you have the baby and both figure out the next steps would be to see if you could rent the property out on a 6 month or year lease to give you the time to settle with the baby and figure out your long term options. You may then be entitled to some benefits and some maintenance from your ex as the rent would cover the mortgage. Good luck

[Whattodo987]

Hey Hun I am in exactly the same boat. We were living together, just about to buy a bigger property (this is on the market) and he’s just dumped me - even though he’s the liar etc. He blamed me for everything. Anyway if you need to chat just DM me xx

[DisorganisedPurpose]

Are you both living in the house at the moment and can you afford to buy him out? You need a home for yourself and the baby.

[category12]

You need to get proper advice about your house and mortgage. Phone for an appointment today. You need to understand your position financially and legally.