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spending money

(11 Posts)
Cantthinkofagood1 Tue 26-Sep-17 12:12:26

How much spending money do you/your partner have each month. After all expenses - i.e. Mortgage/rent covered. All bills including food bills, family holidays covered. So just money for going out/clothes/hair/personal holiday etc

RavingRoo Tue 26-Sep-17 12:15:19

We save £2k between us, budget 500-1k per month for all extras above our bills - but usually don’t spend that much.

Yandoori Tue 26-Sep-17 12:35:44

I've actually just last week created an Income and Expenditure spreadsheet based on the last 6 months as me and DP are looking to move house so we wanted to track what we earn and spend. After all the stuff you've mentioned we have about 3k left each month but 2.25k of that goes into savings/investments and we add 750ish into current account for personal spending or immediate spending needs e.g. if the boiler goes kaput.

We both were raised quite frugally so saving is near enough a base response but we do have some months were we'll treat ourselves a bit more, work to live not live to work as they say!

Cantthinkofagood1 Tue 26-Sep-17 12:50:11

Wow! Impressed you manage to save that much each month. We earn a lot but have a lot of outgoings (childcare etc). I give myself £400 a month spending money which covers enough for my hair/clothes/personal holidays etc but my dh has £750 a month and still seems to need to 'borrow' money from the joint account for anything extra i.e. His holiday, clothes etc. I've no idea what he can spend so much money on and wondered if I'm just being tight as I know I can be a bit controlling/worry about money. So was wondering if £750 was enough for spending money. We're not struggling as such financially but we don't manage to save anything either...

RavingRoo Tue 26-Sep-17 12:55:56

To be honest Dh and I struggle to spend £500 per month together. I think 750 for one person is a lot - but depends on your income etc.

MyBrilliantDisguise Tue 26-Sep-17 12:57:41

Why does your husband have twice as much as you, OP, and still need more? And why do you think you're controlling and tight when he can't stick to £750 for spending money each month?

Cantthinkofagood1 Tue 26-Sep-17 13:06:41

We did a budget. His job involves a lot more socialising than mine. The company pay for a lot but he also pays. He's not very good with money and was always overspending so I said we could afford for him to have £600 a month. I basically control the finances as he is useless (ran up debts in the past). However I've just found his payslip which shows he is earning more than he said so he actually has £750 a month not £600. Im annoyed about the lying.

I think he thinks because I control the finances that I give myself more - because i can afford weekends away etc. I think he assumes I also just use the joint account. But I don't. I'm very careful with my money and he's not. It's just going to cause another argument though when I bring it up.

RavingRoo Tue 26-Sep-17 13:16:00

I think you need seperate finances if he’s hiding money from you. Doesn’t seem very trust worthy.

Nottalotta Tue 26-Sep-17 13:29:53

I don't have any. I don't know about stbx.

Although I pay £100 on animal care if that counts.

AlonsosLeftPinky Tue 26-Sep-17 14:17:47

Generally we spend around £1k each, can be more or can be less. We have about £2.5k each available but tend to save most of it unless there's something either of us especially wants to splurge on.

Our finances are separate, but we earn vaguely similar amounts.

Whyiseverynameinuse Tue 26-Sep-17 14:44:01

flowers for you OP - it's horrible to find out that your partner in life is lying. Similar happened to me - he was keeping double the amount that I had from the pot (by lying about his needs).

I started digging around in secret and found out a whole pile of shit. He was emotionally and financially abusive and was a cheat. I went to Women's Aid then solicitor then court and got him chucked out of the family home - keeping 10s of thousands of pounds back from our family to do with as he wanted, very little of it for me and dc's. Plus keeping us all under his control and unable to do much without his gracious donations of cashhmm

I hope this isn't the case for you but might be worth a check before you speak to him.

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