DH is not good with money. He had huge credit card debt when we got married. It took us the best part of 10 years to pay it off; in the end I put my foot down and we got rid of the cards and got a loan out to pay off the balances.
I started using YNAB 3 years ago to try and budget better. He promised to stick to the budget but he never has. He never stops to think about whether the money is there for something or not, he just buys whatever, whenever.
It's not as if he's drinking or gambling, it's always toys for the kids or stuff for the house, but he's spending outside our means and at the moment, each fortnight we're a little further into our overdraft before we get paid.
I spoke to him about it last week when he spent over 200 on lamps, and he promised to rein it in, but I've just seen on online banking that he went to Ikea and Homebase yesterday and spent another 130. We moved house recently and the place does need stuff done to it but I just can't make him see that we need to slow down and only do it at a speed we can afford.
I feel so controlling having to keep going on about this; I'm starting to think I should just take away his debit card because nothing else seems to work (and we've been together for 17 years so I've tried lots of approaches!) but that feels like financial abuse. I'm just so tired of being the only one trying to keep us on track.
What can I do?
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Relationships
How to manage finances when DH won't?
NotAPuffin · 20/04/2017 08:47
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