Just wondered if anyone has been through this? My husband and I are separating. We have 2 kids (11 and 8). We rent, have no savings. I work part time and he works full time. My concern is how I can afford to be on my own. We agreed to joint custody of the children. I applied for a council house, but I have been put on the lowest band. I have no experience of the council house application system, so advice on this would be appreciated. Housing benefit wise, the LHA is £200 less than the rent I pay. The area I live in is expensive, but it's where the children are in school. My eldest has support in school, so moving away is not an option and I would like it to be as nice as possible for them, not taking them away from friends etc. Has anyone been through this. i don't see how we can both afford to live in a house big enough for the kids. I will get some tax credits, but just not sure how I am going to afford to live.
Hi there check the benefits checker thing on the Martin Lewis website that will give you actual figures. If you have no savings or equity in a property you will be entitled to housing benefit which is sometimes quite generous. Will you have the child benefit paid into your account ? Also the joint custody arrangement. Is this what you want ? How will he manage the kids half the time if he is working full time ? Will he may you maintenance ?