Hey guys.
After many years of drug abuse and suicide attempts I've given my husband an ultimatum: Either engage in drug services/rehab or we can't live together. But I can't find any clear info on the internet about what happens to mortgages after separation? Surely loads of people go through this :/
Would the money we get from the house be split equal ways then the remaining amount to pay on the mortgage be split equal ways? Basically I'm trying to price out what I could afford to buy.
What happens in the 3-4/whatever months it takes to sell the house?
Lets say we sell the house for £220k, we have £120k left to pay on the mortgage, so would I be left with a 60k mortgage and 50k in my bank account?
Back story: He is currently in AandE after yet another OD. After the last one three months ago he suggested complete soberiety, he lied to my face for months about it. Slowly over the last month I have caught him looking wreaked and he has admitted to taking benzodiapines and speed-type drugs. He buys research chemicals off the internet. He kept saying he was tapering off benzos (for the 5th time in his life) and kept saying he did not want drugs in is life, he wants to be clean. But he turns down all the help offered (partly to keep working full time, but even the things the NHS arranged outside of work hours).
Today I came home to him off his head, completed surrounded by an INSANE amount of drugs brought off the internet, must have been 20 different types, hundreds of pills and powders. He told me he wasnt safe and has taken so much he didnt remember what they were so i called an ambulance, again.
I'm already a complete wreak from living in fear after last time and the time before, the time before...repeat * 10? I've lost count, and four years ago when he was in ICU for 3 weeks after a really serious OD. I can't go back to living in fear. He knows how scared I am about it and he knows how much I dislike drugs and he just carries on and lies about it.
The hospital are going to discharge him soon I'm sure and he will be back here and I don't know what to do.
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Please help, I can't have my H back in the house we jointly own and I have nowhere to go - why can't I find information about seperating and mortgages!?
25 replies
StarShank · 26/11/2014 20:52
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