So my mum and dad gave me money that they specifically stated needed to be paid off for a house and a car. I have spent the last 5.5 years paying this off and am so happy that I have now paid it off to the tune of £10,000. With that done, I call my mum and say I've paid off my debts, I don't really want to be paying money into your account until the end of time. Plus the fact that I am finishing up a phd and am short on cash now. I'm not earning money and my husband has just lost his job.
She turns round and says, well your father (who died in July) gave you £14k for your Oxford education. YOu need to pay your debts. I reply, I didn't think that was a debt. She said, as your parents, we didn't insist you pay it, it was just assumed that you would pay it back! It was money for my education, isn't it what parents do.
That said, yes they gave me a thousand here and a thousand there through uni but isn't that what parents do? I took out loans to fund myself and worked through most of it. So now I am thinking I am done paying, she brings up this 'debt' that has never been mentioned before.
I did say to her, "i'll see you right", meaning when I am earning I will make sure I look after you. Thinks are more complicated by the fact that my husband does not get on with my mother and my mother hates him and blames him for everything. He doesn't want our money to be perpeptually going into her account for a debt that was money for education. The problems I have:
- She has got me questioning what the terms of that money were. Was it a loan? I'm pretty sure they said we will pay for it, I know you'll see us right. Rather than, you can pay us back when you are rich! Either way there was no formality over the payment.
- Should I pay her perpeptually? If I do, I am acknowleding that this is something that specifically needs to be paid and will take me years and years.
- When I told her I didn't have the money to pay, she automatically jumped to the fact that my husband was to blame. She didn't once ask whether things were ok financially.
- I want to help her out. I acknowledge her and my father's contribution, but should I feel endebted to her? Should I feel like I owe it to her?
- Am I being harsh? Should I just keep paying her?
I don't know what to do. Part of me thinks I should pay her, but I can't afford to right now. Additionally, isn't it a parent's job/desire to help out their children? Should they expect it back? Is it wrong of her to feel entitled to regular financial payments?
SSalvato