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A warning re car insurance after a relationship break up

(33 Posts)
foxinsocks Mon 23-Sep-13 19:58:33

I have just had the shock of my life when insuring my car. The car insurance before I THOUGHT was in joint names. I have just discovered it wasn't. This means that I thought I had almost 14 years of insurance history when in fact I have none as when you are not the policy owner or joint insured, you do not accrue any history as just the 'named' driver. a £600 insurance quote (based on having 14 years no claims history) has just turned into a £2100 quote sad

foxinsocks Tue 24-Sep-13 08:25:21

Thanks everyone. I will keep looking around!

34DD Tue 24-Sep-13 10:00:46

Message withdrawn at poster's request.

piratecat Tue 24-Sep-13 10:07:41

i have found the best deals on money supermarket and moneysavingexpert, the Martin Lewis site.


also here

putting an older person on there helps, my mum is on mine as a named driver.

elvista Tue 24-Sep-13 14:56:14

Sorry if this has already been suggested but try a small local broker if there is one near you. Alternatively try am insurance company that deals with 'high risk' drivers. I know you're not a high risk but you might just have to put up with it in the short term. Anyway, they might have a lower quote than more other regular companies. It Will still be high but maybe not as high. It's worth trying everybody. Good luck.

Bulletproofmum Wed 25-Sep-13 08:56:03

Same just happened to me sad

LifeofPo Wed 25-Sep-13 09:03:18

Message withdrawn at poster's request.

AnythingNotEverything Wed 25-Sep-13 09:13:14

I didn't know you could have a joint policy and both earn no claims discounts. Is that common knowledge?

I'm the primary driver of our one car, so car and policy are in my name, with DH as named driver. Am I screwing him over by accident?!

Poledra Wed 25-Sep-13 09:15:15

Slightly off-topic but I've always been curious as to why journalists have such high premiums - is it a hang-over from when they were all expected to drink heavily at lunchtime then still tried to drive home? grin

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